On the website for her popular Beverly Hills skin care salon, Gabriela Perez is described as the “Michelangelo of skin care.” Her treatments are just about as expensive as one of the renaissance artist’s works, starting at $500 for a consultation, and going upwards of $5,000 for more advanced treatments.
However, what is more expensive [...]
Who do you trust to handle your credit cards? Friends? Strangers? What about a homeless man on the street?
Merrie Harris, an ad executive in New York, took a leap of faith last week when she loaned her credit card to a homeless man who ask her for some cash.
Harris was out on the town, reports [...]
Do you remember when PayPass for credit cards was new? Before that technology becomes the standard it may be bypassed by some big players in the cell phone world.
AT&T and Verizon want you to get rid of your wallet. Bloomberg reports that AT&T and Verizon Wireless are rolling out new software that will allow [...]
You likely already know the importance of credit score monitoring, particularly if you’ve been dealing with debt or recently filed Chapter 7 bankruptcy.
Monitoring your credit score is one way to keep your creditors and ensure they remove debts that have been settled from your report.
Perhaps no man has done more to get this idea to [...]
When President Obama signed the Dodd-Frank financial reform bill last week, one thing was conspicuously missing: any sort of regulation of the mortgage financing giants Fannie Mae and Freddie Mac.
This is apparently because they are too big to touch and require their own legislation. The bill did, however, include a one-page (out of [...]
Does your spouse know how you spend your money?
Forbes.com reports that a recent survey taken by CESI Debt Solutions, Inc. found that 80 percent of married couples spend money their spouses don’t know about. Even more surprising, 18.5 percent even have secret credit cards!
While maintaining separate checking accounts and credit cards is common [...]
Good credit is hard to find.
A new report from credit reporting agency FICO says that one in four Americans have subprime credit.
As reported on by the AP, 43 million Americans have a credit score below 600. While the number spiked some in the early parts of the recent recession, these new numbers are at historic [...]
On July 16, the United States Senate passed the financial reform that makes some big changes in how banks and financial firms do business.
On the heels of the Credit Card Act, it’s another shake-up for the groups that are tied closely to the economy, especially after the financial bankruptcy filings of recent years shook so [...]
Americans are carrying less credit card debt, although it may not always be by choice.
The Federal Reserve figures on revolving debt, such as credit cards, fell a steep 10.5 percent or about $7.32 billion.
Non-revolving debt, like educational loans or automobile loans, fell 1.4 percent or $1.82 billion.
In all, total consumer credit fell 4.5 percent. USA [...]
Picture this scenario: You found a lawyer, filed for Chapter 7 bankruptcy, met all the requirements and now your debts are clear.
Now that you have a fresh financial start, you can go about the process of rebuilding your finances, including improving your credit score.
While a Chapter 7 bankruptcy filing will appear on your credit report, [...]
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