Step 4: Mandatory Debtor Education Course

Even after receiving a Chapter 7 discharge, there’s still one more step.

You must complete an approved Debtor Education Course, which is a personal financial management course required by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.

Your Chapter 7 bankruptcy lawyer will be able to refer you to an approved financial management class or you can find an approved Debtor Education Course online at www.StartFreshToday.com.

This Debtor Education Course is mandatory in nearly all Chapter 7 bankruptcy cases.

In most instances, if you don’t proof that you completed the Debtor Education Course, you may not receive your Chapter 7 debt discharge.

Talk to a Chapter 7 bankruptcy lawyer about the requirements to receiving the debt discharge.

Filing Chapter 7 Bankruptcy Steps

Chapter 7 bankruptcy provides debt relief, including elimination of credit card debt. If you have steep credit card debt, speak with a Chapter 7 bankruptcy lawyer.