Step 4: Mandatory Debtor Education Course
Even after receiving a Chapter 7 discharge, there’s still one more step.
You must complete an approved Debtor Education Course, which is a personal financial management course required by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.
Your Chapter 7 bankruptcy lawyer will be able to refer you to an approved financial management class.
This Debtor Education Course is mandatory in nearly all Chapter 7 bankruptcy cases.
In most instances, if you don’t proof that you completed the Debtor Education Course, you may not receive your Chapter 7 debt discharge.
Talk to a Chapter 7 bankruptcy lawyer about the requirements to receiving the debt discharge.