Chapter 7 Means Test

State Median Income Tables

The Chapter 7 means test begins by comparing your income to the median income in your state. But median income varies significantly from state to state, and even within a state depending upon your family size. These tables provide information on the median incomes in each state, for families ranging from a single-earner to a household of four.

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What is the Means Test?

Before you can decide to file a Chapter 7 bankruptcy petition, you will have to complete the means test in order to make sure that you are truly in need of your debts to be discharged, and are not just “abusing” the system. Don’t be intimidated by the sound of that—it’s a straightforward test, and […]

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