West Virginia Bankruptcy

Chapter 7 bankruptcy is designed to eliminate debt and stop foreclosure. If you’re deep in debt, talk to a bankruptcy attorney in your area about your options.

We’ll connect you with a West Virginia bankruptcy lawyer today—simply enter your ZIP code below and fill out a free 2-minute bankruptcy evaluation form. Make the first move today.

Filing Chapter 7 Bankruptcy in West Virginia

If you’re living in West Virginia and looking for a solution to your financial struggles, filing Chapter 7 bankruptcy may be able to help you eliminate your old debt.

This page can help you become familiar with the basics of West Virginia bankruptcy law so you can make an informed decision about your financial future.

And, if you think Chapter 7 bankruptcy may be right for you, we can connect you with a West Virginia bankruptcy lawyer.

Simply fill out the above free 2-minute bankruptcy form to get started.

West Virginia Bankruptcy Law

Chapter 7 bankruptcy is often referred to as a “liquidation” bankruptcy, which refers to the liquidation sale that sometimes occurs in Chapter 7 bankruptcy cases.

In short, a bankruptcy trustee has the power to sell off some of a debtor’s personal belongings and use the money to repay creditors.

But don’t worry–most Chapter 7 bankruptcy filers keep all of their property. West Virginia bankruptcy law also allows you to keep many of your essential belongings.

West Virginia Bankruptcy Exemptions

The below belongings are known as “exemptions” and can’t be sold by the bankruptcy trustee:

Homestead: Up to $25,000 worth of real or personal property when filing under federal bankruptcy law. Otherwise $5,000 with state exemption.

Wages: 80 percent of your earned but unpaid wages.

Vehicle: Up to $2,400 worth of a motor vehicle.

Personal Property:

• Up to $8,000, with no single item exceeding $400 in value, worth of household furnishings, household goods, clothing, appliances, books, animals, crops and musical instruments.
• Up to $1,000 in jewelry.
• Up to $3,000 worth of books and trade tools.

Connect With a West Virginia Chapter 7 Bankruptcy Lawyer

West Virginia’s bankruptcy laws are complicated, which is one reason why you may want to speak with a local West Virginia bankruptcy lawyer.

We can easily connect you with a West Virginia bankruptcy attorney. All you have to do is complete the above free 2-minute case evaluation form or call us at 877-226-6844.

Why wait any longer? Let us help you today.

Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.

Laws may have changed since our last update. For the latest information on your state’s bankruptcy laws, speak to a local bankruptcy lawyer.